Whole Person Injury Catastrophic Impairment Assessment Concerns | Freed Legal Services
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Whole Person Injury

Catastrophic Impairment Assessment Concerns



Last Updated: July 01 2026

Question: What does a “whole person injury” mean in Ontario when determining whether someone has a catastrophic impairment for statutory accident benefit coverage?

Answer: A whole person injury generally means the injured person’s overall functional loss is measured using whole person impairment values, rather than only specific symptoms or body parts, to determine whether the threshold for “catastrophic impairment” is met for certain accident benefits. In Ontario automobile accident claims, this assessment is used to confirm eligibility for higher statutory accident benefit coverage limits, so evidence such as medical reports, assessments, and quantified impairment ratings matters. If you are dealing with a possible catastrophic impairment issue, Freed Legal Services can help you understand how a Paralegal in Ontario will review the whole person injury concept and related impairment evidence with a goal to protect your rights and improve your claim outcomes Call (800) 716-1897 to book a FREE consultation and discuss next steps.

What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?

A Whole Person Injury Involves the Assessment of


Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits

Insurance Claim Document

The Law

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