Whole Person Injury Catastrophic Impairment Assessment Concerns | Freed Legal Services
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Whole Person Injury

Catastrophic Impairment Assessment Concerns



Last Updated: August 27 2026

Question: In Ontario, what does a whole person injury mean when deciding catastrophic impairment for statutory accident benefits?

Answer: Freed Legal Services helps Ontario accident victims understand what a whole person injury means for catastrophic impairment under the Statutory Accident Benefits Schedule: it is a medical-legal assessment of how your injuries affect the overall functioning of your body, not just one body part, and then compares that impact to the threshold for “catastrophic impairment” so it can determine whether enhanced benefits limits may apply. The assessment usually involves medical reports, detailed functional effects, and the degree of impairment in major activities, which is why getting the definition and evidence right matters early.  If you need help assessing whether your impairment may meet the threshold and how it affects your accident benefits coverage, call (800) 716-1897 for a free 1/2 hour consultation and discuss your situation with a paralegal at Freed Legal Services in Ontario.

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What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?

A Whole Person Injury Involves the Assessment of


Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits

Insurance Claim Document

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