Insurance Coverage:

Question: Do I need a paralegal in Ontario if my insurance company is delaying or offering too little for my claim?

Answer: If your insurer is delaying a claim, declining coverage, or offering a settlement that seems too low, Freed Legal Services can help you review your policy wording, gather documents, and prepare a clear response through the insurance process so you get treated fairly in Ontario;   a paralegal can also help address common issues like underpayment, bad-faith delays, misrepresentation concerns, and protecting your rights before you sign settlement releases or proof-of-loss paperwork;   book a consult with Freed Legal Services at (800) 716-1897 to discuss your options and next steps.

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Troubled Insurance Relations

A legal fight against an insurance company requires special knowledge to help balance the playing field whereas an insurance company will have a large complement of personnel with understanding of the insurance guidelines, laws, regulations, and rules, in addition to the legal process and almost endlessly deep pockets.  These strengths create a David v. Goliath type situation just when the insured person needs help the most; and accordingly, the assistance of professional legal representation helps to ensure that the little guy, being the insured, gets a fair fight against the insurer within the insurance claim process.

Professional Assistance For Your Situation May Be Needed If:

• Your insurance company is declining your claim;
• Your insurance company is offering to pay too little for your claim;
• Your insurer is delaying payment of your claim;
• Your agent or broker failed to adequately explain the coverage exclusions;
• Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
• Your coverage terms such as premiums or deductibles unjustly changed.

Common Issues Include:

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.