Insurance Coverage:

Question: How can a paralegal help if my Ontario insurance company denied, delayed, or undervalued my claim?

Answer: Freed Legal Services provides Paralegal services across Ontario to help you respond to wrongful claim denials, lowball settlements, bad-faith delays, coverage disputes, broker errors, and unfair premium or deductible increases by clarifying your policy terms, organizing evidence, drafting demand and complaint materials, and guiding next steps so you can pursue a fair resolution faster and with less stress.   Call (800) 716-1897 to book a free 30-minute consultation and get practical, cost-effective support before you sign any settlement release or lose key deadlines.

Troubled Insurance Relations

A legal fight against an insurance company requires special knowledge to help balance the playing field whereas an insurance company will have a large complement of personnel with understanding of the insurance guidelines, laws, regulations, and rules, in addition to the legal process and almost endlessly deep pockets.  These strengths create a David v. Goliath type situation just when the insured person needs help the most; and accordingly, the assistance of professional legal representation helps to ensure that the little guy, being the insured, gets a fair fight against the insurer within the insurance claim process.

Your Situation May Need Professional Assistance If:

• Your insurance company is declining your claim;
• Your insurance company is offering to pay too little for your claim;
• Your insurer is delaying payment of your claim;
• Your agent or broker failed to adequately explain the coverage exclusions;
• Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
• Your coverage terms such as premiums or deductibles unjustly changed.

Common Issues Include:

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.