Insurance Coverage:

Question: Do I need a paralegal in Ontario if my insurance company is delaying or offering too little for my claim?

Answer: If your insurer is delaying a claim, declining coverage, or offering a settlement that seems too low, Freed Legal Services can help you review your policy wording, gather documents, and prepare a clear response through the insurance process so you get treated fairly in Ontario;   a paralegal can also help address common issues like underpayment, bad-faith delays, misrepresentation concerns, and protecting your rights before you sign settlement releases or proof-of-loss paperwork;   book a consult with Freed Legal Services at (800) 716-1897 to discuss your options and next steps.

Add this website to Google Preferred Sources

Troubled Insurance Relations

Standing up to fight against an insurance company requires specialty knowledge that helps to equalize the power imbalance that otherwise exists whereas an insurance company has the deep pocket financial resources to hire lawyers, forensic experts, among others, along with the internal staff that understands the applicable insurance principles and relevant legal statutes.  These resources provide the insurance company with a significant advantage just when the insured bringing a claim needs help. Professional legal representations provides you with the David that you need in such a David v. Goliath situation.

Your Situation May Need Professional Assistance If:

• Your insurer is wrongfully denying your claim;
• Your insurer is undervaluing your claim;
• Your insurer is delaying payment of your claim;
• Your agent or broker failed to adequately explain the coverage exclusions;
• Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
• Your coverage terms such as premiums or deductibles unjustly changed.

Common Issues Include:

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.